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Vendor Tradelines vs Financial Tradelines Net-30 accounts are a type of vendor tradeline, which is a line of credit a business establishes directly with a vendor or supplier . When a company is granted a vendor tradeline, they’re given a specific period of time (typically ranging from 30 to 90 days) to pay off their purchases with account ...Let's say that you have several accounts that total $20K on your credit report with a credit utilization ratio of 10%. If you were to purchase a new tradeline ...

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